{"id":4025,"date":"2015-05-19T13:09:21","date_gmt":"2015-05-19T11:09:21","guid":{"rendered":"http:\/\/palomo.net\/?p=4025"},"modified":"2015-05-19T13:09:21","modified_gmt":"2015-05-19T11:09:21","slug":"el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios","status":"publish","type":"post","link":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/","title":{"rendered":"EL TS FIJA DOCTRINA CONTRA CL\u00c1USULAS ABUSIVAS QUE ESTABLECE INTERESES DE DEMORA EN LOS PR\u00c9STAMOS BANCARIOS"},"content":{"rendered":"<p><strong>La sentencia<\/strong>, que <strong>desestima <\/strong>sustancialmente<strong> los recursos de la entidad bancaria prestamista<\/strong>, resuelve con base en la doctrina del TJUE y <strong>declara <\/strong>que en los<strong> pr\u00e9stamos personales sin garant\u00eda hipotecaria concertados por consumidores es abusiva<\/strong> <strong>la condici\u00f3n general que establece un inter\u00e9s de demora que supere en m\u00e1s de dos puntos porcentuales el inter\u00e9s remuneratorio<\/strong>. Por \u00faltimo, considera que la abusividad de una cl\u00e1usula no negociada individualmente en un contrato celebrado con consumidores es apreciable de oficio cuando se resuelve un recurso de apelaci\u00f3n, y que las consecuencias de la nulidad provocada por el car\u00e1cter abusivo de la cl\u00e1usula, en los t\u00e9rminos que se derivan de la jurisprudencia comunitaria y nacional, han de ser aplicadas de oficio por los tribunales.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La sentencia, que desestima sustancialmente los recursos de la entidad bancaria prestamista, resuelve con base en la doctrina del TJUE y declara que en los pr\u00e9stamos personales sin garant\u00eda hipotecaria concertados por consumidores es abusiva la condici\u00f3n general que establece un inter\u00e9s de demora que supere en m\u00e1s de dos puntos porcentuales el inter\u00e9s remuneratorio. [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3864,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[],"tags":[],"class_list":["post-4025","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>EL TS FIJA DOCTRINA CONTRA CL\u00c1USULAS ABUSIVAS QUE ESTABLECE INTERESES DE DEMORA EN LOS PR\u00c9STAMOS BANCARIOS - Palomo Consultors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EL TS FIJA DOCTRINA CONTRA CL\u00c1USULAS ABUSIVAS QUE ESTABLECE INTERESES DE DEMORA EN LOS PR\u00c9STAMOS BANCARIOS - Palomo Consultors\" \/>\n<meta property=\"og:description\" content=\"La sentencia, que desestima sustancialmente los recursos de la entidad bancaria prestamista, resuelve con base en la doctrina del TJUE y declara que en los pr\u00e9stamos personales sin garant\u00eda hipotecaria concertados por consumidores es abusiva la condici\u00f3n general que establece un inter\u00e9s de demora que supere en m\u00e1s de dos puntos porcentuales el inter\u00e9s remuneratorio. [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/\" \/>\n<meta property=\"og:site_name\" content=\"Palomo Consultors\" \/>\n<meta property=\"article:published_time\" content=\"2015-05-19T11:09:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/palomo.net\/wp-content\/uploads\/noticias-palomo-consultores.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"671\" \/>\n\t<meta property=\"og:image:height\" content=\"255\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Palomo Consultors\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrit per\" \/>\n\t<meta name=\"twitter:data1\" content=\"Palomo Consultors\" \/>\n\t<meta name=\"twitter:label2\" content=\"Temps estimat de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/palomo.net\\\/ca\\\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/palomo.net\\\/ca\\\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\\\/\"},\"author\":{\"name\":\"Palomo Consultors\",\"@id\":\"https:\\\/\\\/palomo.net\\\/#\\\/schema\\\/person\\\/711f80f8e4fbf3466bd3c1c42e621ece\"},\"headline\":\"EL TS FIJA DOCTRINA CONTRA CL\u00c1USULAS ABUSIVAS QUE ESTABLECE INTERESES DE DEMORA EN LOS PR\u00c9STAMOS BANCARIOS\",\"datePublished\":\"2015-05-19T11:09:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/palomo.net\\\/ca\\\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\\\/\"},\"wordCount\":149,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/palomo.net\\\/ca\\\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/palomo.net\\\/wp-content\\\/uploads\\\/noticias-palomo-consultores.jpg\",\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/palomo.net\\\/ca\\\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/palomo.net\\\/ca\\\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\\\/\",\"url\":\"https:\\\/\\\/palomo.net\\\/ca\\\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\\\/\",\"name\":\"EL TS FIJA DOCTRINA CONTRA CL\u00c1USULAS ABUSIVAS QUE ESTABLECE INTERESES DE DEMORA EN LOS PR\u00c9STAMOS BANCARIOS - Palomo Consultors\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/palomo.net\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/palomo.net\\\/ca\\\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/palomo.net\\\/ca\\\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/palomo.net\\\/wp-content\\\/uploads\\\/noticias-palomo-consultores.jpg\",\"datePublished\":\"2015-05-19T11:09:21+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/palomo.net\\\/#\\\/schema\\\/person\\\/711f80f8e4fbf3466bd3c1c42e621ece\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/palomo.net\\\/ca\\\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\\\/#breadcrumb\"},\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/palomo.net\\\/ca\\\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\\\/\\\/palomo.net\\\/ca\\\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\\\/#primaryimage\",\"url\":\"https:\\\/\\\/palomo.net\\\/wp-content\\\/uploads\\\/noticias-palomo-consultores.jpg\",\"contentUrl\":\"https:\\\/\\\/palomo.net\\\/wp-content\\\/uploads\\\/noticias-palomo-consultores.jpg\",\"width\":671,\"height\":255,\"caption\":\"Not\u00edcies Palomo Consultors\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/palomo.net\\\/ca\\\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/palomo.net\\\/ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"EL TS FIJA DOCTRINA CONTRA CL\u00c1USULAS ABUSIVAS QUE ESTABLECE INTERESES DE DEMORA EN LOS PR\u00c9STAMOS BANCARIOS\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/palomo.net\\\/#website\",\"url\":\"https:\\\/\\\/palomo.net\\\/\",\"name\":\"Palomo Consultors\",\"description\":\"Assessors Laborales d&#039; Empresas\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/palomo.net\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/palomo.net\\\/#\\\/schema\\\/person\\\/711f80f8e4fbf3466bd3c1c42e621ece\",\"name\":\"Palomo Consultors\",\"url\":\"https:\\\/\\\/palomo.net\\\/ca\\\/author\\\/pl0mo\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"EL TS FIJA DOCTRINA CONTRA CL\u00c1USULAS ABUSIVAS QUE ESTABLECE INTERESES DE DEMORA EN LOS PR\u00c9STAMOS BANCARIOS - Palomo Consultors","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/","og_locale":"ca_ES","og_type":"article","og_title":"EL TS FIJA DOCTRINA CONTRA CL\u00c1USULAS ABUSIVAS QUE ESTABLECE INTERESES DE DEMORA EN LOS PR\u00c9STAMOS BANCARIOS - Palomo Consultors","og_description":"La sentencia, que desestima sustancialmente los recursos de la entidad bancaria prestamista, resuelve con base en la doctrina del TJUE y declara que en los pr\u00e9stamos personales sin garant\u00eda hipotecaria concertados por consumidores es abusiva la condici\u00f3n general que establece un inter\u00e9s de demora que supere en m\u00e1s de dos puntos porcentuales el inter\u00e9s remuneratorio. [&hellip;]","og_url":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/","og_site_name":"Palomo Consultors","article_published_time":"2015-05-19T11:09:21+00:00","og_image":[{"width":671,"height":255,"url":"https:\/\/palomo.net\/wp-content\/uploads\/noticias-palomo-consultores.jpg","type":"image\/jpeg"}],"author":"Palomo Consultors","twitter_card":"summary_large_image","twitter_misc":{"Escrit per":"Palomo Consultors","Temps estimat de lectura":"1 minut"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/#article","isPartOf":{"@id":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/"},"author":{"name":"Palomo Consultors","@id":"https:\/\/palomo.net\/#\/schema\/person\/711f80f8e4fbf3466bd3c1c42e621ece"},"headline":"EL TS FIJA DOCTRINA CONTRA CL\u00c1USULAS ABUSIVAS QUE ESTABLECE INTERESES DE DEMORA EN LOS PR\u00c9STAMOS BANCARIOS","datePublished":"2015-05-19T11:09:21+00:00","mainEntityOfPage":{"@id":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/"},"wordCount":149,"commentCount":0,"image":{"@id":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/#primaryimage"},"thumbnailUrl":"https:\/\/palomo.net\/wp-content\/uploads\/noticias-palomo-consultores.jpg","inLanguage":"ca","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/","url":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/","name":"EL TS FIJA DOCTRINA CONTRA CL\u00c1USULAS ABUSIVAS QUE ESTABLECE INTERESES DE DEMORA EN LOS PR\u00c9STAMOS BANCARIOS - Palomo Consultors","isPartOf":{"@id":"https:\/\/palomo.net\/#website"},"primaryImageOfPage":{"@id":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/#primaryimage"},"image":{"@id":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/#primaryimage"},"thumbnailUrl":"https:\/\/palomo.net\/wp-content\/uploads\/noticias-palomo-consultores.jpg","datePublished":"2015-05-19T11:09:21+00:00","author":{"@id":"https:\/\/palomo.net\/#\/schema\/person\/711f80f8e4fbf3466bd3c1c42e621ece"},"breadcrumb":{"@id":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/#breadcrumb"},"inLanguage":"ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/"]}]},{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/#primaryimage","url":"https:\/\/palomo.net\/wp-content\/uploads\/noticias-palomo-consultores.jpg","contentUrl":"https:\/\/palomo.net\/wp-content\/uploads\/noticias-palomo-consultores.jpg","width":671,"height":255,"caption":"Not\u00edcies Palomo Consultors"},{"@type":"BreadcrumbList","@id":"https:\/\/palomo.net\/ca\/el-ts-fija-doctrina-contra-clausulas-abusivas-que-establece-intereses-de-demora-en-los-prestamos-bancarios\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/palomo.net\/ca\/"},{"@type":"ListItem","position":2,"name":"EL TS FIJA DOCTRINA CONTRA CL\u00c1USULAS ABUSIVAS QUE ESTABLECE INTERESES DE DEMORA EN LOS PR\u00c9STAMOS BANCARIOS"}]},{"@type":"WebSite","@id":"https:\/\/palomo.net\/#website","url":"https:\/\/palomo.net\/","name":"Palomo Consultors","description":"Assessors Laborales d&#039; Empresas","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/palomo.net\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ca"},{"@type":"Person","@id":"https:\/\/palomo.net\/#\/schema\/person\/711f80f8e4fbf3466bd3c1c42e621ece","name":"Palomo Consultors","url":"https:\/\/palomo.net\/ca\/author\/pl0mo\/"}]}},"_links":{"self":[{"href":"https:\/\/palomo.net\/ca\/wp-json\/wp\/v2\/posts\/4025\/"}],"collection":[{"href":"https:\/\/palomo.net\/ca\/wp-json\/wp\/v2\/posts\/"}],"about":[{"href":"https:\/\/palomo.net\/ca\/wp-json\/wp\/v2\/types\/post\/"}],"author":[{"embeddable":true,"href":"https:\/\/palomo.net\/ca\/wp-json\/wp\/v2\/users\/4\/"}],"replies":[{"embeddable":true,"href":"https:\/\/palomo.net\/ca\/wp-json\/wp\/v2\/comments\/?post=4025"}],"version-history":[{"count":1,"href":"https:\/\/palomo.net\/ca\/wp-json\/wp\/v2\/posts\/4025\/revisions\/"}],"predecessor-version":[{"id":4027,"href":"https:\/\/palomo.net\/ca\/wp-json\/wp\/v2\/posts\/4025\/revisions\/4027\/"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/palomo.net\/ca\/wp-json\/wp\/v2\/media\/3864\/"}],"wp:attachment":[{"href":"https:\/\/palomo.net\/ca\/wp-json\/wp\/v2\/media\/?parent=4025"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/palomo.net\/ca\/wp-json\/wp\/v2\/categories\/?post=4025"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/palomo.net\/ca\/wp-json\/wp\/v2\/tags\/?post=4025"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}